By Olivia Maaret
You have to wait for your payday, but emergency expenses have no such obligation. They occur all of a sudden leaving you asking for money. Short term cash loan is what you can opt for in such cases to fix financial commitments.
This loan is short term in nature and advanced for a period of 14 to 31 days without any collateral. You can get an amount in the range of £100 to £1500 for funding expenses like medical bills, car repairs, home repairs, electricity bills and other such dues. You only have to fulfill the following requirements:
- You have to be above 18 years of age
- You have to be regularly employed for the last 6 months
- Your minimum income should be £1200
- You also have to possess an active bank account
Short term cash loan is approved very fast, often on the same day of application because it involves no credit check and collateral assessment. On approval, the loan amount will be electronically transferred to your bank account so that you can meet your demands on time.
Even if you have adverse credit record such as CCJs, IVAs, arrears, defaults, late payments, bankruptcy and foreclosures, you are eligible to take this loan as there is no credit check done.
Short term cash loan has high rates of interest due to its short duration. But, as there are numerous lenders available, getting lower rate deals is not difficult. You have to do through research for that.
To save yourself from running around personally searching lenders, you should search online. Online application eliminates paper work which saves time. Also, you can apply from the comfort of your home or office and meet your needs in a hassle free manner.
Short term cash loan is thus a quick fix solution you can rely on for financial emergencies.
Short term cash loan is an unsecured loan advanced for meeting financial emergencies till your next payday. You can get this loan in spite of having bad credit history.
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