Same Day Loans: Instant Solution For Cash Crunch

By Olivia Maaret

If you thought that no loan is so fast as to be approved within a day, think again. You probably haven’t heard of a same day loan. This is a type of loan whose best feature is the same thing that you thought does not happen in the lending world. That’s right! Same day loans are loans that are approved and granted on the very day that you apply for them. You can imagine of the possibilities that such fast service can bring. Bills that should not be ignored for long can be paid off quickly, for instance. Just think of any situation whose other name is emergency and you know where a same day loan can help you.

Same day loans are unsecured fast cash advances. So you don’t even have to arrange for collateral. That can take time, doesn’t it? Well, no need to worry about it anymore. Same day loans also don’t conduct credit checking. This is another common procedure involved in the approval process of loans. If you have bad credit, then you have good reasons not to like having your credit checked. But these loans do not include this inconvenient aspect of loan approval.

Same day loans do have some qualification criteria which you need to fulfill, though they are basic in nature:

  • You should be 18 years old or older
  • You should be currently employed
  • Your monthly salary should not be less than £1000
  • You should have a valid checking account which is at least three months old.

Same day loans are available for any amount in the range of £100-£1500. As these loans are inherently short-term loans, the repayment term will last only for a period of 14-31 days from the date of loan issuance. Extensions may be granted but at the cost of an extra fee. Therefore, request for one only when you find yourself completely unable to repay.

Same day loans are advantageous loans, no doubt. But you will have to make a little effort and examine the various loan offers because interest rate can be quite high. This can be done easily through the online sites where loan quotes are provided free of charge

Summary

Same day loans are short term unsecured loans which are approved on the day of application. No credit checking is required. Any salaried adult with a valid checking account may avail them.

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